小米(01810.HK)尚乘虛銀「天星銀行」試運 推1厘活期存款
小米(01810.HK)及尚乘旗下虛擬銀行「天星銀行」正式啟動試業,並以香港金融管理局監管的金融科技監管沙箱(FSS)進行,讓特選客戶率先體驗虛擬銀行服務,為將來全面向公眾推出服務做好準備。
公司指,天星銀行將開放約2,000個名額予天星銀行、小米香港和尚乘集團內部員工的親友參與是次試業,透過真實用戶收集需求及反饋意見,共同打造及完善數位化年代的全新銀行服務及產品體驗。
天星銀行將推出完全「零服務費」的零售業務,客戶憑香港居民身份證,最快5分鐘遙距開設戶口,並不設任何最低存款要求。客戶無需繳付任何手續費即可通過「轉數快」和即時支付結算系統(RTGS)進行跨銀行轉帳。在存款方面,天星銀行在試業期間推出兩款產品,其中港幣活期存款將以分層利率定價,金額在50萬至100萬港元的存款客戶將享有高達1%的年利率。定期存款客戶可靈活自定存款到期日,如 8、19、27 日等。客戶可隨時提前結清定期存款而不收取任何費用。(el/k) ~
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