中銀香港(02388.HK)料今年貸款中高單位數增長
中銀香港(02388.HK)去年貸款增長10.1%,副總裁王兵表示,由於今年經營環境具挑戰性,未必可以再次達到貸款雙位數增長,不過相信仍可保持中高單位數增長,由於中銀具客戶基礎,客戶組成亦多元化。
中銀財務總監隋洋表示,去年美聯儲曾三次減息,利率呈現下降趨勢,不過該行去年做好資產負債平衡,故在本港拆息下降的環境下,中銀去年淨息差仍然擴闊6點子。
她指今年美國雖再一次減息,但該行認為負利率的可能性不大,惟港元拆息無可避免將隨美息回落,中銀將面對淨利息收窄衝擊,將做好自身準備工作,如加大投放高收益貸款,以及嚴控資金成本。(vi/a) ~
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