工行(01398.HK)谷澍:肺炎疫情影響銀行信貸質素 惟風險可控
工商銀行(01398.HK)行長谷澍於電話會議上表示,受到新型肺炎疫情影響,相信今年銀行信貸質素的管理壓力將增加,例如對小微企延期償還本金及利息至6月底,惟相信下半年部份企業仍將逾期還款,不過,相關風險仍然可控,因小微企貸款僅佔整體貸款5%。谷澍指基本上凡申請的企業,工行亦會同意其延期還款。
除了延期還款外,谷澍指肺炎疫情亦會對中國消費及出口造成衝擊,不過,強調中國市場龐大,而且經濟長期向好的態勢亦沒有改變。
他又指,工行有透過放貸及債券承銷等方式支持防疫,涉資達1,500億元人民幣,其中醫藥行業及醫院等前線行業投放金額達480億元人民幣。
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