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金管局欢迎认可机构就疫情推纾缓措施 助客户渡困境
阿思达克 02-06 17:57

金管局向各认可机构发信指,新型冠状病毒爆发严重打击香港经济,认可机构的个人及企业客户都受到影响,其中以中小企尤甚。

部分认可机构通知金管局计划推出临时纾缓措施,协助客户渡过目前困境。有关措施包括容许住宅及商业按揭贷款暂缓偿还本金、减免信用卡借款费用及重组企业贷款还款期等。金管局欢迎这些措施,并鼓励其他认可机构考虑采取类似行动,认为银行业主动回应,将有助减低是次疫症爆发造成的经济影响。

金管局指认可机构应参照《香港个人财务困难处理守则》及《香港企业财务困难处理守则》,对因新型冠状病毒而面对财政困难的客户抱支持态度,在符合审慎风险管理原则的情况下,积极考虑该等借款人提出有关临时纾缓安排的要求。认可机构亦应向相关职员清楚交代有关政策,以能按一致方式对待客户,并要确保客户在有需要时能联络相关职员以商讨其财政状况。

在中小企方面,金管局已於去年10月成立「银行业中小企贷款协调机制」,加强银行业对中小企的支持,并已推出多项支援措施。金管局会继续就推出更多中小企纾缓措施与参与机构紧密合作,并会特别考虑因爆发新型冠状病毒而受到较严重影响的行业的需要。 ~

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