中银香港(02388.HK)推五项抗疫金融服务支持措施 提供物业按揭贷款「还息不还本」安排
中银香港(02388.HK)推出抗疫防疫五项金融服务支持措施,包括提供物业按揭贷款「还息不还本」安排,该行指为纾缓受疫情影响较严重的现有个人及工商客户的每月供款压力,包括但不限於从事或受雇於零售、餐饮、运输、旅游酒店、娱乐服务等行业,由即日起至今年6月30日,於该行供款一年或以上,且过去12个月还款纪录正常的按揭客户,可就其物业按揭贷款申请「还息不还本」,为期6个月,期满後可因应情况申请再延长6个月,即最多12个月无须偿还本金,该行亦会豁免客户有关申请的手续费。
该行又推出「中小企抗疫专项贷款计划」,由即日起至2020年6月30日,该行将为符合贷款条件的客户提供绿色审批通道,安排特快贷款审批。客户无须提供任何抵押品,最快可於1日内完成审批,3日内落实提款。该计划提供特优利率,免贷款手续费,贷款金额最高为200万元,还款期长达60个月。而经该行参加「中小企融资担保计划(SFGS)」或「中小企业信贷保证计划(SGS)」项下贷款可申请「还息不还本」6个月,期满後客户可申请续期一次,即最多12个月无须偿还本金。
该行并针对生产和经营卫生防疫、医药产品等防护抗疫设备和物品的工商企业,提供资金支援,供提升产能营运使用,支援保障抗疫物资供应。另外,该行延长到期保费宽限期及增加额外保障,若客户未能如期缴交中银人寿指定人寿保险计划的保费,保费宽限期可延长至今年6月30日。
该行指,为配合社区防疫工作,推出多项电子服务费用优惠,方便客户使用手机、网上及电话银行等电子渠道办理交易。此外,客户如因特殊情况未能依时偿还按揭、私人贷款及信用卡贷款,可向该行申请豁免相关罚息、利息及逾期还款手续费。
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