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大和:料疫情將影響代理人數 削國壽、太保等內險目標價
格隆匯 02-04 13:08

武漢新型冠狀病毒肺炎持續,大和發研報指,面對面活動減少將對代理的分配及培訓產生負面影響,或會在未來幾個月內影響代理人數。下調中國太保(2601.HK)目標價17.6%,由原來的34港元(下同)降至28元,維持“持有”評級,並下調中國人壽(2628.HK)目標價6.67%,由30元降至28元,評級維持“買入”,而新華保險(1336.HK)目標價亦由35元下調8.57%,至32元,重申“持有”評級。

又指,近期的索償主要來自健康產品,而疫情並不被重大疾病的產品涵蓋在內,加上相關的醫療費用大部分將由政府支付,相信對中國人壽及中國太保的影響較小,但預計新華保險有較高的索賠風險,因為公司過去在健康產品業務上有顯著增長。

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