恒杰保险锺建强:现时企业为雇员安排劳工福利时态度审慎
恒杰保险雇员福利及个人理财产品总经理锺建强出席电台节目时表示,在目前社会状况不明下,留意到企业在为雇员选购团体旅游保险计划时趋向审慎。他指,有见企业现时增加福利的趋势不多,更有收到雇主查询能否只先为下属买半年劳工保险,而非一年,可见现时企业感到前景不明朗。
另外,在现时社会事件中,有不少商铺受破坏。保险公司在商铺保险方面的处理都会较多,要审视事件的起因及条款才决定会否赔偿。若社会事件被定性为暴动,或难以获得赔偿。
他又指,随着过去一段时间市场表现波动,客人对有保证回报的保险产品需求增加。至於内地旅客减少来港,因此看到第三季内地客新造保单的保费录双位数跌幅,形容跌幅颇大。
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