银公:银行资金成本仍高 目前再下调息率机会不大
银行公会主席禤惠仪在记者会上表示,美国联储局今年已减息三次,市场普遍预期会再多减一次,但时间是於今年底或留待明年,则要视乎经济数据表现。
本港银行早前跟随美国减息行动,多年来首次下调最优惠利率,她称银行资金成本仍高,是次减息希望可纾缓市民供楼压力,但在资金成本高的情况下,目前而言再下调息率的机会不大,不过仍需因应资金供求而定。至於香港拆息长远会跟美息走势,惟由於本地短期对资金有需求,例如众多新股招股,市场较早部署资金,导致拆息向上。
禤惠仪指,减息或使银行净息差有下行风险,但本港银行经历过不同息口周期,相信有相应产品及服务可提供。她又提醒虽然中美贸易谈判近期传出正面消息,刺激市场表现,但明天为美国大选年,市场走势或会反覆,加上本港全年经济表现有机会录得负增长,市民应防范风险。
对於早前网上流传有渣打银行员工泄露客户资料,经银行调查後无发现有任何客户资料外泄或被不当取用一事,她强调银行公会及金管局一向对个人资料有严谨指引,会继续保持审慎态度。
Follow us
Find us on
Facebook,
Twitter ,
Instagram, and
YouTube or frequent updates on all things investing.Have a financial topic you would like to discuss? Head over to the
uSMART Community to share your thoughts and insights about the market! Click the picture below to download and explore uSMART app!

Disclaimers
uSmart Securities Limited (“uSmart”) is based on its internal research and public third party information in preparation of this article. Although uSmart uses its best endeavours to ensure the content of this article is accurate, uSmart does not guarantee the accuracy, timeliness or completeness of the information of this article and is not responsible for any views/opinions/comments in this article. Opinions, forecasts and estimations reflect uSmart’s assessment as of the date of this article and are subject to change. uSmart has no obligation to notify you or anyone of any such changes. You must make independent analysis and judgment on any matters involved in this article. uSmart and any directors, officers, employees or agents of uSmart will not be liable for any loss or damage suffered by any person in reliance on any representation or omission in the content of this article. The content of the article is for reference only and does not constitute any offer, solicitation, recommendation, opinion or guarantee of any securities, virtual assets, financial products or instruments. Regulatory authorities may restrict the trading of virtual asset-related ETFs to only investors who meet specified requirements. Any calculations or images in the article are for illustrative purposes only.
Investment involves risks and the value and income from securities may rise or fall. Past performance is not indicative of future performance. Please carefully consider your personal risk tolerance, and consult independent professional advice if necessary.