銀行板塊穩步走高 寧波銀行(002142.SZ)漲近4%
格隆匯10月21日丨銀行板塊穩步走高,寧波銀行漲近4%,中信銀行漲3%,南京銀行、平安銀行、光大銀行等個股紛紛走強。

銀保監會10月18日發佈《關於進一步規範商業銀行結構性存款業務的通知》。商業銀行應當將結構性存款納入表內核算,按照存款管理,納入存款準備金和存款保險保費的繳納範圍,商業銀行應當足額計提交易對手信用風險、市場風險和操作風險資本;從事非套期保值類衍生產品交易,其標準法下市場風險資本不得超過本行一級資本的3%。
中信證券認為,《通知》出台,反映監管當局在利率市場化推進過程中亦高度關注銀行成本管控,推動銀行的商業化和可持續發展。預計政策落地執行有助於行業競爭步入良性軌道,其中資源稟賦突出、經營能力優秀的銀行更為受益。
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