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多間銀行上調按息 經絡料年底轉按佔貸款比例將降至25%
阿思達克 09-13 15:37

現時多間大型銀行已宣布將於未來數日內調整息率,經絡按揭轉介高級副總裁曹德明表示,現有客戶暫不受影響,惟未來轉按宗數將會大幅下降。根據經絡按揭轉介研究部資料顯示,7月轉按佔貸款比例為43.8%,料年底時比例將會下跌至約25%。

曹德明續指,相信未來仍有部分小型銀行維持舊有息率一段時間,但所有銀行將於數周內調整按揭封頂息率,惟封頂息率及現金回贈將見差異,未來第四季中小型銀行市佔率將提升至三成左右。

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