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富兰克林邓普顿:港受访者57%未为退休储蓄 建议多元投资组合
阿思达克 09-12 12:16

富兰克林邓普顿投资(亚洲)今日公布该行首次在大中华区发表退休入息预期及策略统计(RISE)调查,该行大中华机构业务主管杨豪业表示,香港受访者中,有57%并未开始为退休储蓄,在50岁以上的受访者中,更有40%尚未为退休做好准备。该行调查又发现,受访者平均退休储蓄目标是570万元,而目前为退休达到的储蓄仅100万元,与目标相差470万元。

而该行的全球调查显示,个人储蓄是亚洲人最大退休金来源。调查又发现,退休投资策略方面,66%受访者偏好股票,因为他们认为投资最重要的是获得股息或利息,不过,在中美贸易冲突、经济增长放缓的情况下,投资市场波动急增。

该行多元资产投资方案团队副总裁及基金经理周文辉建议投资者选择多元投资组合,以防御市场波幅。周氏指,在该行的投资配置中,港股相对低配置,因为经济数据相较其他地区弱;对中国股票看法中性,当中较看好消费必需品板块;而高配置方面则有美国长期国债。周氏指近期港股市场投资气氛差了,但认为若近期问题得以解决,长远而言港股仍具价值。

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