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據報內地房產金融調控升級 銀行涉房信貸再收緊
阿思達克 09-04 08:46

據《經濟參考報》報道,涉房貸款調控力度持續升級。中銀保監辦公廳近期表示,將在32個城市開展包括房地產業務授信政策執行、房地產開發貸款管理、個人住房貸款管理情況等方面銀行房地產業務專項檢查工作。同時,人行日前也要求銀行進一步優化調整信貸結構,「點名」房地產行業佔用信貸資源依然較多。

據A股上市銀行中報顯示,銀行對涉房貸款普遍持較為審慎的態度。根據各家銀行表態和業內人士分析,受制於監管政策持續收緊,下半年銀行涉房資金端口將進一步紮緊,相關業務增速將持續放緩。

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