中银香港(02388.HK)中期纯利增长2.21%至179.49亿港元 每股股息0.545港元
格隆汇8月30日丨中银香港(02388.HK)公布,截至2019年6月30日,实现净经营收入291.69亿港元,同比增长5.63%;公司股东及其他股权工具持有者应占溢利179.49亿港元,同比增长2.21%;每股基本盈利1.6319港元;平均股东权益回报率12.53%;每股股息0.545港元。
公告称,2019年上半年净利息收入为199.03亿港元。若计入外汇掉期合约#的资金收入或成本,净利息收入按年上升12.2%,主要由净息差扩阔及平均生息资产增长带动。
期内,净服务费及佣金收入为港币60.46亿元,较去年同期的高位下降港币4.30亿元或6.6%,主要由于投资市场气氛转弱,证券经纪及基金分销佣金收入分别下跌35.9%及15.9%。
与2018年下半年相比,净服务费及佣金收入上升25.0%,主要由贷款、保险、基金分销及证券经纪佣金收入上升带动。
截至2019年6月30日,集团资产总额达29,884.40亿港元,较2018年末增长1.1%。
2019年上半年,客户贷款增长港币853.03亿元或6.7%至13,525.38亿港元。其中,工商金融业贷款增长6.1%,增长源自物业发展、金融业、批发及零售、资讯科技、运输及运输设备和股票经纪贷款。个人贷款上升5.7%,住宅按揭贷款(不包括政府资助置屋计划下的按揭贷款)增长4.8%。其他个人贷款则增长8.0%,主要由物业加按贷款增长带动。
此外,截至2019年6月30日,客户存款总额达20,182.36亿港元,较去年末增加6.3%。
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