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大新金融(00440.HK)上半年纯利增长7%至11.14亿港元 中期息0.39港元
格隆汇 08-28 12:17

格隆汇8月28日丨大新金融(00440.HK)发布中期业绩,截至2019年6月30日止6个月,公司实现营运收入29.8亿港元,同比减少2.7%;净利息收入20.67亿港元,同比减少3.5%;公司拥有人应占盈利11.14亿港元,同比增长7.0%;基本每股收益3.41港元;拟派中期股息每股0.39港元。

集团银行核心业务于今年上半年的表现较去年疲弱。净利息收入以及净服务费及佣金收入均轻微下降。买卖收入大幅减少,主要由于期内并无2018年上半年录得的非经常性交易收益1.28亿港元。净利息收入减少约3.5%,主要由于资金成本相对较高,且市场利率(特别是第一季度港元利率)的下降对集团资产收益率构成压力,导致净息差收窄19个基点至1.90%,2018年上半年则为2.09%。期内贷款资产缓慢增长2.9%,不足以抵销净息差下调幅度,令到期内整体净利息收入下降。

与上年同期相比,净服务费及佣金收入减少6.6%。然而,由于今年上半年本地股票市场的市况较2018年同期财富管理相关收入对服务费收入贡献强劲时显着转弱,此净服务费及佣金收入的业绩于今年上半年的市况已相对理想。尽管市况困难,财富管理、银行保险及外汇收入均表现良好。由于保险及投资业务产生净营运及投资买卖收入较高,期内扣除保险索偿的营运收入总额相比2018年上半年,录得轻微下降4.5%。营运支出上升7.5%,导致成本对收入比率由44.9%转差至50.5%。成本上升部分与科技投资有关,集团认为该等投资对银行业务将来的发展极为重要。

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