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创兴银行(01111.HK)中期纯利升5.9%至9.05亿港元中期息每股0.17港元
格隆汇 08-22 16:45

格隆汇8月22日丨创兴银行(01111.HK)公布,截至2019年6月30日止中期,公司实现减值准备后的营业溢利为10.69亿港元,同比增长6.4%;净利息收入为15.45亿港元,同比增长13.6%;净息差为1.59%,同比减少13个基点;属股本拥有人的溢利达9.05亿港元,同比增长5.9%,拟派中期息每股0.17港元。

期内综合溢利上升主要由于净利息收入增长和净买卖及投资收入增加,以及成本费用的有效控制。

期内资产总额上升6.5%至2029亿港元。于2019年6月30日,银行的香港资产比重达到82.3%。由于积极管理资产及负债,银行的贷款对存款比率由2018年12月的67.95%上升至2019年6月的71.17%,而流动性维持比率仍然处于审慎水平,在2019年上半年的平均值为46.00%。总资本比率由2018年12月之19.01%下跌至2019年6月的17.76%,一级资本比率为14.31%,而普通股权一级资本比率为12.70%。

于2019年6月30日的客户贷款总额较2018年12月31日上升7.4%至1094亿港元,定期及分期贷款增长尤其显著。有赖业务单位的优秀表现、加上审慎的信贷风险管理,贷款资产质素保持良好。存款方面,于2019年6月30日的客户存款总额较2018年12月31日增加2.6%至1474亿港元。继续维持稳健的存款基础,藉以平衡贷款增长、财富管理及跨境金融业务的发展。

公告称,银行的核心业务、财务状况及资产质素均稳固强健,不履行贷款比率维持低水平,而资本充足比率及流动性维持比率均高于相关法定要求。

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