东亚银行(00023.HK)中期净利息收入增长18.5%至74.06亿港元中期息每股0.11港元
格隆汇8月21日丨东亚银行(00023.HK)公布，截至2019年6月30日止6个月，实现净利息收入74.06亿港元，同比增长18.5%；可归属於集团股东期内溢利10亿港元，同比减少74.95%；基本每股盈利0.22港元；普通股权一级资本比率15.3%；杠杆比率9.3%；拟派中期股息每股0.11港元。
公告称，该行年度平均资产回报率及年度平均股东权益回报率分别为0.1%及1.4%，而2018年上半年则分别为0.9%及8.0%。服务费及佣金收入净额增加0.7%，至13.71亿港元。来自信用卡、贷款、透支及担保、贸易融资、销售第三者保单的佣金收入均录得增长，而证券及经纪、投资产品、其他零售银行及财务谘询的佣金收入则录得下跌。
财务状况方面，于2019年6月底，集团综合资产总额达8,767.78亿港元，较2018年年底的增加4.4%。
客户存款总额增长1.4%，至5,821.05亿港元。其中，活期存款和往来存款账户结余减少91.61亿港元，降幅为12.7%；储蓄存款增加12.58亿港元，增幅为1.0%；而定期存款则增加158.94亿港元，增幅为4.3%。包括客户存款及所有已发行存款证的存款总额增加2.1%，至6,460.08亿港元。
零售银行方面，上半年，该行的零售业务继续表现良好。净利息收入录得双位数增长，而服务费及佣金收入净额亦有所上升。经营收入按年增加11.9%。扩大主要目标客户群基础的措施亦取得理想效果。该行为富裕客户群而设的「显卓理财」综合户口，新开立的账户数目於今年上半年录得按年20%增长。随着11间跨境金融服务中心的开设，新开立的内地客户账户数目增长超过一倍。
财富管理方面，於2019年6月底，管理资产及贷款分别较2018年底上升9.5%及15.1%，升幅主要由大湾区新客户所带动。目前，来自大湾区客户占整体内地客户的管理资产约30%，较一年前的20%有所上升。
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