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美銀行業高層:消費者活動仍然強勁 信貸質素未有明顯惡化
外電報道,美銀(BAC.US)、花旗(C.US)和富國銀行(WFC.US)等美國銀行高層指,美國消費者財務狀況依然良好,信貸質素未有明顯惡化跡象。他們指美國消費者持續花錢,且大多能按時償還債務。
富國銀行財務總監Mike Santomassimo表示,見到消費者端活動水平仍然相當強勁,信貸表現亦相當良好。花旗財務總監Mark Mason亦指,消費者支出在增加,特別在品牌信用卡組合方面,逾期情況亦受控,沒有任何異常跡象。美銀財務總監Alastair Borthwick表示,消費者財務狀況保持健康,信用卡支出正在加速,且長期逾期借款人數量減少。
中型銀行亦報告消費者信貸質量的強勁表現。亨廷頓銀行(HBAN.US)消費者及區域銀行高級副總裁Brantley Standridge表示,該行仍然認為信貸質量相當強勁。許多以消費者為中心的業務,例如汽車金融,在夏季月份表現非常強勁,支付數據顯示通過借記卡支付活動略有放緩,但總體仍然良好。
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