浦發銀行(600000.SH)業績快報:上半年淨利潤297.37億元,同比增長10.19%
格隆匯8月6日丨浦發銀行(600000.SH)公佈2025年半年度業績快報,報告期內,本集團實現營業收入905.59億元,同比增加23.11億元,增長2.62%。實現歸屬於母公司股東的淨利潤297.37億元,同比增加27.49億元,增長10.19%;歸屬於母公司股東的扣除非經常性損益的淨利潤299.84億元,同比增加31.78億元,增長11.86%。報告期內公司穩步調優資產負債結構,淨息差降幅收窄、趨勢企穩;加大服務實體經濟力度,信貸投放有力有效、結構優化,有效緩衝市場利率下行影響;多渠道、多場景拓寬負債來源,付息率下降明顯。
報告期內,本集團堅持風險“控新降舊”並舉,持續加大存量不良資產處置力度,風險壓降成效顯著。報告期末,本集團不良貸款餘額、不良貸款率較一季度末實現“雙降”。不良貸款餘額736.72億元,較上年末增加5.18億元,較一季度末減少6.08億元;不良貸款率1.31%,較上年末下降0.05個百分點,較一季度末下降0.02個百分點;撥備覆蓋率193.97%,較上年末上升7.01個百分點,較一季度末上升6.98個百分點,風險抵補能力持續提升。
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