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環聯調查:香港消費者對未來收入增長趨審慎 近四成人過去三個月減少非必要支出
阿思達克 07-15 11:48
環聯(TRU.US)發表第二季消費者脈搏調查,顯示香港消費者對財務信心持審慎態度,經濟不確定因素促使各年齡層對未來12個月的收入增長預期持審慎態度,消費者認為影響家庭財務狀況的首三大憂慮包括日常用品的通脹、經濟放緩及就業前景。另外,更多消費者計劃申請新信貸或為現有信貸再融資,但獲取所需信貸渠道不足,尤其是年長世代。 調查顯示,44%受訪香港消費者表示其收入在過去三個月有所增加,較去年同期的29%顯著上升。52%預期未來12個月的收入將會維持不變或減少,認為全球關稅戰是目前主要的財務憂慮。 調查發現,24%消費者表示擔心可能無法全數繳付至少一項當前帳單及貸款,比例較去年同期的20%為高。 在過去三個月,有39%消費者表示減少外出用餐及旅遊等非必要支出,另有39%表示加強應急資金儲備、25%增加退休金儲蓄、20%亦加快償還債務。
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