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鄭州銀行(06196.HK)2024年淨利潤18.63億元 同比增長0.21%
格隆匯 03-27 22:34

格隆匯3月27日丨鄭州銀行(06196.HK)公告,2024年,實現營業收入人民幣128.90億元;淨利潤人民幣18.63億元,較上年同比增長0.21%;淨利息收益率1.72%,成本收入比29.00%,資本充足率12.06%,不良貸款率1.79%,撥備覆蓋率182.99%,主要監管指標符合監管要求。

截至報告期末,本行資產總額人民幣6,763.65億元,較上年末增長7.24%;吸收存款本金總額人民幣4,045.38億元,較上年末增長12.07%;發放貸款及墊款本金總額人民幣3,876.90億元,較上年末增長7.51%。

公司堅守城商行"服務地方經濟、服務中小企業、服務城鄉居民"的市場定位,依託區域網點優勢,以特色化、差異化、專業化的金融產品和服務,全力做好科技金融、綠色金融、普惠金融、養老金融、數字金融"五篇大文章"。充分履行河南省政策性科創金融運營主體責任,打造科技金融"六專"機制,設立科技特色支行,堅持投早、投小、投長期,政策性科創金融貸款餘額人民幣482.69億元,增速44.50%;制定綠色金融發展規劃,綠色金融貸款餘額人民幣91.46億元,增速123.73%。深入推進房地產融資協調機制擴圍增效,全力推動小微企業融資協調機制實施,建立綠色審批通道,做到應貸盡貸、能貸快貸,獲得河南省科技廳"支持小微企業標兵獎"。

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