大眾金融控股(00626.HK)中期總利息收入同比增加6.7%至10.138億港元
格隆匯7月18日丨大眾金融控股(00626.HK)公吿,截至2024年6月30日止6個月,集團錄得除税後虧損港幣3450萬元,較去年同期大幅減少港幣1.483億元。集團的每股基本虧損為港幣0.03元。監於營運環境的不確定性及其財務業績,董事會不宣派中期股息。回顧期內,集團的總利息收入增加港幣6,330萬元或6.7%至港幣10.138億元,主要由於在較高利率環境下,債務證券投資的利息收入增加所致。總利息支出增加港幣9,970萬元至港幣5.430億元,主要由於定期存款的利息成本增加,加上成本較低的儲蓄及活期存款遷至定期存款所致。
因此,集團的淨利息收入減少港幣3,640萬元或7.2%至港幣4.707億元。集團的非利息收入減少港幣1,160萬元或8.6%至港幣1.232億元,主要由於回顧期內香港股市成交量減少,導致財富管理服務、股票經紀及證券管理的費用及佣金收入減少所致。
集團在上述充滿挑戰的營運環境下審慎經營其貸款業務,策略性專注於有合理利息收益的有抵押借貸市場以控制信用風險;同時,管理資金成本上升的速度,以減少對其淨息差的不利影響。在消費者信心疲弱及企業貸款需求放緩下,集團持續拓展以收費服務為基礎的業務,擴闊收入來源,並將繼續追求業務長期發展及可持續盈利增長。
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