富國銀行CEO:美國銀行業“非常強勁“,但預計市場會出現更多動盪
富國銀行CEO Charlie Scharf週二表示,銀行業"非常強勁",但他補充稱,隨着市場參與者評估金融機構的健康狀況,他預計會出現更多波動。
Scharf表示,“把地區性銀行作爲一個整體來討論,絕對沒有意義。”“不幸的是,將會有很多波動和動盪,”他補充說,“我們觀察的大多數銀行仍然非常強勁。”
他預計不會有更多的銀行倒閉,就像最近硅谷銀行、簽名銀行和第一共和銀行的倒閉一樣。Scharf說,儘管市場動盪,但消費者和企業的財務狀況依然良好。
Lazard金融諮詢部門CEO Peter Orszag呼籲官員們發出信號,表明他們有意爲銀行無保險存款提供爲期六個月的擔保,呼應2008年金融危機期間的舉措。
曾在奧巴馬政府擔任管理和預算辦公室主任的Orszag表示,這些舉措將提振信心,並阻止儲戶從中小銀行取出資金。
在第一共和國銀行被監管機構接管並於週一出售給摩根大通之前,Lazard曾擔任該銀行的顧問。
美國前財政部長姆努欽(Steven Mnuchin)表示,聯邦存款保險公司(FDIC)對銀行儲戶的保護應該從目前的每人、每家銀行25萬美元提高到2500萬美元。
FDIC週一表示,增加對用於商業目的的銀行賬戶的擔保是一項有前景的潛在改革。
Scharf表示,"我完全支持提高FDIC的保費水平,但我不會走得太遠," “這種保險是存在的,它不是政府的保險,它是銀行業的其他部分聯合起來的,銀行沒有理由無條件地補貼整個系統中所有銀行出現的問題。”
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