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《藍籌業績》中銀香港(02388.HK)首九個月提取減值準備前經營溢利升16.4%至300.66億元
阿思達克 10-28 16:45
中銀香港(02388.HK)公布,今年第三季,提取減值準備前的淨經營收入為147.94億元,按季增長13.7%;提取減值準備前的經營溢利為106.6億元,按季升17.7%。 首九個月計,提取減值準備前的淨經營收入為420.26億元,按年增長11.8%;提取減值準備前的經營溢利為300.66億元,按年上升16.4%。 於首九個月,計入外匯掉期合約的資金收入或成本後的淨利息收入按年增長18.7%,至292.96億元;淨息差為1.27%,按年上升17個基點。至於淨服務費及佣金收入按年下跌21.9%,至75.1億元。 另外,首九個月減值準備淨撥備為16.97億元,按年升9,400萬元,主要由於今年若干公司客戶貸款評級下降,以及基於疫情、地緣政治風險持續及全球通脹高企等不確定因素,更新預期信用損失模型參數,引致撥備增加。客戶貸款及其他賬項的年度化信貸成本為0.15%,較去年同期上升0.02個百分點。 截至今年9月30日,集團特定分類或減值貸款比率為0.47%,流動性覆蓋比率、穩定資金淨額比率和資本比率保持平穩。
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