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穆迪:房地產業於中國影子銀行體系佔比下降 但仍構成較大風險
阿思達克 10-13 14:39
評級機構穆迪表示,由於流動性持續受壓,目前中國房地產業在影子銀行體系中的佔比下降,近三年房地產業信託貸款已大幅減少,但房地產信託在2022年首七個月信託違約中佔約80%,預計仍對影子銀行體系構成較大風險。。 穆迪指,今年以來影子銀行業收縮速度慢於疫情前,不過監管機構仍將致力於削弱影子銀行與高槓桿的房地產業,以及影子銀行與理財通道業務之間的關聯性。 與大型銀行相比,小型銀行受陷入困境的房地產業影響更大,並且非銀行金融機構的大量資金也來自於小型銀行,因此預期小型銀行仍要面臨風險蔓延的可能。
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