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《本地樓市》匯豐推出首年定息按揭計劃 首年固定按揭息率2.75%
阿思達克 08-18 11:57
匯豐推出首年定息按揭計劃,由即日起至2022年10月15日,除了香港銀行同業拆息(HIBOR)按揭計劃外,新按揭貸款客戶亦可申請定息按揭計劃。 有關計劃在貸款期的第一年固定按揭息率為2.75%。定息期完結後,按揭利率將以HIBOR為基準,並設有封頂息率。選擇定息按揭計劃的客戶,需要在2022年12月15日或之前提取貸款。 匯豐香港區財富管理及個人銀行按揭業務主管徐凱廉表示,隨著美國聯儲局在今年6月和7月連續兩個月上調基準利率,HIBOR也相繼上升,因此部分按揭客戶可能希望選擇較為可預測及穩定的貸款計劃。 一如以往,客戶仍可享有存款掛鉤按揭計劃提供的存款優惠利率,以抵銷部分按揭利息支出。
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