內地商業銀行二季度不良率降至1.67% 上半年銀行業利潤增速放緩
中國銀保監會在2022年上半年銀行業保險業運行發展情況新聞發布會上公布,二季度末商業銀行不良貸款餘額2.95萬億元人民幣(下同),較年初增加1,069億元;不良貸款率為1.67%,較年初下降0.06個百分點。
今年上半年,銀行業金融機構處置不良資產1.41萬億元,按年多處置2,197億元。銀行業金融機構實現淨利潤按年增長4.8%,利潤增速放緩。
截至二季度末,商業銀行貸款損失準備餘額6.02萬億元,撥備覆蓋率203.8%,商業銀行資本充足率14.87%。(ta/w) ~
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