摩根大通(JPM.US)上調2022年利息收入前景
格隆匯5月23日丨摩根大通(JPM.N)週一公佈,預計2022年不包括市場的淨利息收入(NII)為560億美元,以緩解人們對這家美國資產規模最大的銀行可能開始失去優勢的擔憂。該銀行早些時候預測,其市場業務之外的NII將在2022年達到“數十億”,超過530億美元,高於1月份的500億美元預期。摩根大通表示,其2022年NII展望是基於美聯儲在年底前將短期利率提高至3%的假設。它還假設了高個位數的貸款增長和證券投資的“適度”增長。該公司還確認了17%的有形資本權益回報率(ROTCE)的目標,並表示可能在2022年實現。ROTCE是衡量銀行利用股東資金產生利潤的關鍵指標。對於2023年,該銀行預計其投資支出增長率“將放緩”,但對於2022年,支出預測保持在770億美元不變。摩根大通指出,到2023年,它可能會根據經濟環境改變其部分投資支出計劃,例如信用卡營銷計劃。
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