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國元證券預計百融雲創2022年的營收將達到20.1億元 維持買入評級
格隆匯4月27日丨國元證券最新研報觀點認為,百融雲創2022年的營收將達到20.1億元,同比增長24%。該機構預計公司後期來自金融機構運營服務端的收入將不斷擴大,淨利潤率隨之提升。業務細分來看,百融雲創智能分析與運營的主業佔比最高。國元證券指出,隨着升級AI技術及併購運維類型的公司,百融雲創將能夠進一步打通客户前端服務鏈,因此預計未來兩年核心客户數量和ARPU值會繼續增加。因此百融雲創總體處於穩定成長階段,維持買入評級,並給予公司對應2022年40倍PE;2023年和2024年,預計公司收入將達到25.5億元和32.3億元。獨立AI平台百融雲創是國內SaaS細分領域龍頭公司,專注於我國金融業數智化轉型相關的技術研發與應用,為國內銀行等金融機構提供智能分析與運營解決方案等服務。百融雲創2021年營收達16.23億元,客户範圍覆蓋絕大部分國有銀行、逾900家區域性銀行、絕大部分消金公司及主要保險公司。
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