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建設銀行(601939.SH)2021年度淨利潤升11.09%至3039.28億元 擬每股派0.364元

格隆匯3月29日丨建設銀行(601939.SH)發佈2021年年度報吿,實現營業收入8242.46億元,同比增長9.05%;淨利潤3039.28億元,同比增長11.09%;歸屬於本行股東的淨利潤3025.13億元,同比增長11.61%;歸屬於本行普通股股東的淨利潤2979.75億元,同比增長12.26%;扣除非經常性損益後歸屬於本行股東的淨利潤3026.94億元,同比增長11.31%;基本和稀釋每股收益1.19元,董事會建議向全體股東派發2021年度現金股息,每股人民幣0.364元(含税)。

業績增長主要影響因素如下:(1)生息資產增長帶動利息淨收入平穩增長,利息淨收入較上年增加295.11億元,增幅5.12%。(2)手續費及佣金淨收入較上年增加69.10億元,增幅6.03%。(3)受上年疫情低基數影響,業務及管理費較上年增長17.04%;成本收入比27.43%,較上年上升2.31個百分點,繼續保持良好水平。(4)根據實質風險判斷計提損失準備,減值損失總額1687.15億元,較上年下降11.17%。

2021年,集團服務實體經濟質效提升,推動自身高質量發展取得新成效。資產負債規模實現穩定增長,集團資產總額30.25萬億元,增幅7.54%;其中發放貸款和墊款淨額18.17萬億元,增幅11.95%。負債總額27.64萬億元,增幅7.37%;其中吸收存款22.38萬億元,增幅8.56%。利息淨收入較上年增長5.12%,手續費及佣金淨收入較上年增長6.03%,營業收入8242.46億元,較上年增長9.05%。集團不良率1.42%,較上年下降0.14個百分點。平均資產回報率1.04%,加權平均淨資產收益率12.55%,資本充足率17.85%。

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