FIRST CREDIT(08215.HK)年度淨虧3211萬港元 同比收窄91.26%
格隆匯3月23日丨FIRST CREDIT(08215.HK)公吿,截至2021年12月31日止年度全年業績,收入約為6023.93萬港元,同比增加58.46%;期內公司擁有人應占虧損約為3211萬港元,同比收窄91.26%;每股基本虧損0.87港仙。
就放債業務而言,為保障集團尊貴的客户及僱員的健康,集團已格外注意提高經營場所的衞生標準,為客户及員工提供安全的環境。於回顧年度大部分貸款申請均於網上辦理。
2019冠狀病毒病疫情引致的不利金融及經濟狀況,已經對集團客户的財務狀況及償還能力產生負面影響,由此產生的不確定因素可能於短期內繼續對集團業務表現帶來不利影響。集團預期此充滿挑戰及不可預測的環境可能影響集團的貸款需求及市場風險。
因此,集團將繼續評估其風險管理措施並確保長遠而言在回報與風險間取得適當平衡。為維持其貸款組合,集團將繼續採取小心謹慎的態度,特別是在貸款評估及審批過程中。集團亦將密切監督其貸款組合的還款情況,並評估客户的還款能力。
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