Visa與Neat宣佈在港發行美元商務卡
總部位於香港的金融解決方案生態系統Neat與Visa(V.US)今日(4日)宣佈,於香港發行Neat美元Visa商務卡,該卡設有虛擬卡及實體卡,讓企業使用港元和美元兩種貨幣進行支付交易。中小企可以透過儀表板管理帳目收支平衡、查看支出追蹤紀錄,以美元進行交易均免除1.5%海外商家費用。該卡不設年費,能作扣帳卡及信用卡使用。
Neat與Visa於今年1月首次公佈合作夥伴關係,並於年初發行了Neat Visa港元商務卡。
Neat聯合創始人兼行政總裁David Rosa表示,該公司客戶大多數以美元進行交易,該美元Visa商務卡將爲小型企業提供擴大國際業務所需的靈活支付能力,亦能透過Visa支付網絡完成所有交易。他說,申請者需要持有Neat帳戶,並於本港設立公司,並希望該卡推出助客戶數目增加。
金管局「商業數據通」已進入試行階段,David Rosa認爲,當商品交易不斷進行的時候,會持續有大量數據產生,不過預料需要一至兩年時間產生網絡效應。Visa香港及澳門區董事總經理史美琪(Maaike Steinebach)表示,支持當局推行商業數據通,認同該倡議需要時間呈現成效。
David Rosa稱,對金管局研究發展央行數碼貨幣感到振奮,雖然央行數碼貨幣應用在跨境支付及批發(wholesale)層面的研究需時更長,但認爲最終能夠應用得到在這些層面。他指,目前貨幣在央行的結算是透過實時全額支付系統進行,而能夠進行這些結算的就只有銀行,因此對他們來說是劣勢,若有央行數碼貨幣,將令支付工具能夠參與其中。
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