中國太保(02601.HK)上半年純利升21.5%至173.04億元 壽險業務新業務價值降8.9%
格隆匯8月29日丨中國太保(02601.HK)公佈截至2021年6月30日止6個月的中期業績，2021年上半年，集團實現營業收入2,525.12億元，其中保險業務收入2,245.18億元，同比增長3.7%。集團歸屬於公司股東的淨利潤為173.04億元，同比增長21.5%；集團營運利潤為182.79億元，同比增長4.9%。
集團內含價值為4,744.31億元，較上年末增長3.3%，其中集團有效業務價值為2,077.47億元，較上年末增長2.9%。壽險業務上半年新業務價值為102.31億元，同比下降8.9%。新業務價值率25.4%，同比下降11.6個百分點。財產險業務綜合成本率為99.3%，同比上升0.9個百分點。集團投資資產年化淨值增長率為4.8%，同比下降0.5個百分點。上半年末，集團客户數達15,985萬，較上年末增長1,091萬。
壽險新保實現較快增長，新業務價值增長承壓
壽險保險業務收入1,414.49億元，同比增長2.1%。其中，個人客户代理人渠道新保增速18.5%；
實現新業務價值102.31億元，同比下降8.9%。新業務價值率25.4%，同比下降11.6個百分點；
壽險營運利潤142.93億元，同比增長6.7%；剩餘邊際餘額3,577.13億元，較上年末增長1.9%。
財產險業務保持承保盈利，非車險業務持續快速增長
綜合成本率99.3%，同比上升0.9個百分點。其中，綜合費用率29.2%，同比下降9.3個百分點；綜合賠付率70.1%，同比上升10.2個百分點；
保險業務收入同比增長6.4%，達827.61億元。其中，非車險業務收入同比增長28.3%，佔比提升7.9個百分點，達46.1%；
車險客户粘度持續提升，推動增長動能轉換；健康險、責任險、農險等新興業務領域保持快速發展。
堅持基於保險負債特性並穿越宏觀經濟週期的資產配置，投資業績表現良好
固定收益類投資佔比77.7%，較上年末下降0.6個百分點；權益類投資佔比19.2%，較上年末上升0.4個百分點，其中核心權益佔比9.9%，較上年末下降0.3個百分點；
持續延展資產久期，加強投資研究及戰術資產配置流程建設，實現年化淨值增長率4.8%，同比下降0.5個百分點；年化總投資收益率5.0%，同比上升0.2個百分點；年化淨投資收益率4.1%，同比下降0.3個百分點；
集團管理資產達到25,654.83億元，較上年末增長5.3%；其中，第三方管理資產規模達到8,133.67億元，較上年末增長3.2%。
Follow us
Find us on
Facebook,
Twitter ,
Instagram, and
YouTube or frequent updates on all things investing.Have a financial topic you would like to discuss? Head over to the
uSMART Community to share your thoughts and insights about the market! Click the picture below to download and explore uSMART app！
Disclaimers
uSmart Securities Limited (“uSmart”) is based on its internal research and public third party information in preparation of this article. Although uSmart uses its best endeavours to ensure the content of this article is accurate, uSmart does not guarantee the accuracy, timeliness or completeness of the information of this article and is not responsible for any views/opinions/comments in this article. Opinions, forecasts and estimations reflect uSmart’s assessment as of the date of this article and are subject to change. uSmart has no obligation to notify you or anyone of any such changes. You must make independent analysis and judgment on any matters involved in this article. uSmart and any directors, officers, employees or agents of uSmart will not be liable for any loss or damage suffered by any person in reliance on any representation or omission in the content of this article. The content of the article is for reference only and does not constitute any offer, solicitation, recommendation, opinion or guarantee of any securities, virtual assets, financial products or instruments. Regulatory authorities may restrict the trading of virtual asset-related ETFs to only investors who meet specified requirements. Any calculations or images in the article are for illustrative purposes only.
Investment involves risks and the value and income from securities may rise or fall. Past performance is not indicative of future performance. Please carefully consider your personal risk tolerance, and consult independent professional advice if necessary.
