You are browsing the Hong Kong website, Regulated by Hong Kong SFC (CE number: BJA907). Investment is risky and you must be cautious when entering the market.
郵儲銀行(01658.HK)上半年歸母淨利潤升21.84%至410.10億元
格隆匯 08-27 17:21

格隆匯8月27日丨郵儲銀行(01658.HK)公吿,2021年半年度業績,業務規模穩健增長,截至報吿期末,資產總額突破12萬億元,較上年末增長7.61%;客户貸款總額突破6萬億元,較上年末增長8.33%;負債總額達到11.47萬億元,較上年末增長7.36%。

盈利能力持續增強,上半年,實現歸屬於銀行股東的淨利潤410.10億元,同比增長21.84%;實現營業收入1,576.53億元,同比增長7.73%,其中利息淨收入1,320.96億元,同比增長6.19%,手續費及佣金淨收入114.29億元,同比增長37.86%。每股基本和稀釋每股收益0.40元。

持續優化資產負債結構,穩步提升價值創造能力。存貸比1、信貸資產佔比、個人貸款佔比、中長期貸款佔比持續提升,較上年末分別提高1.55個、0.34個、0.54個、0.33個百分點;積極優化負債結構,主動管控長期限高成本存款,新增定期存款以一年期及以下為主。堅持價值創造導向,年化平均總資產回報率和年化加權平均淨資產收益率分別為0.71%和13.30%,同比分別提高0.07個百分點和0.65個百分點;成本收入比51.51%,同比下降0.25個百分點;淨息差2.37%,繼續保持行業領先。

截至報吿期末,不良貸款率0.83%,較上年末下降0.05個百分點;風險抵補能力持續增強,撥備覆蓋率421.33%,較上年末上升13.27個百分點;發揮科技賦能作用,打造覆蓋業務全流程的智能化風控工具,深化“金睛”“金盾”系統應用;完善資本長效管理機制,提升內源補充能力,運用非公開發行股票、發行無固定期限資本債券等資本工具進行外源資本補充,資本實力進一步提升,資本充足率14.32%,較上年末提升0.44個百分點。

Follow us
Find us on Facebook, Twitter , Instagram, and YouTube or frequent updates on all things investing.Have a financial topic you would like to discuss? Head over to the uSMART Community to share your thoughts and insights about the market! Click the picture below to download and explore uSMART app!
Disclaimers
uSmart Securities Limited (“uSmart”) is based on its internal research and public third party information in preparation of this article. Although uSmart uses its best endeavours to ensure the content of this article is accurate, uSmart does not guarantee the accuracy, timeliness or completeness of the information of this article and is not responsible for any views/opinions/comments in this article. Opinions, forecasts and estimations reflect uSmart’s assessment as of the date of this article and are subject to change. uSmart has no obligation to notify you or anyone of any such changes. You must make independent analysis and judgment on any matters involved in this article. uSmart and any directors, officers, employees or agents of uSmart will not be liable for any loss or damage suffered by any person in reliance on any representation or omission in the content of this article. The content of the article is for reference only and does not constitute any offer, solicitation, recommendation, opinion or guarantee of any securities, virtual assets, financial products or instruments. Regulatory authorities may restrict the trading of virtual asset-related ETFs to only investors who meet specified requirements. Any calculations or images in the article are for illustrative purposes only.
Investment involves risks and the value and income from securities may rise or fall. Past performance is not indicative of future performance. Please carefully consider your personal risk tolerance, and consult independent professional advice if necessary.
uSMART
Wealth Growth Made Easy
Open Account