You are browsing the Hong Kong website, Regulated by Hong Kong SFC (CE number: BJA907). Investment is risky and you must be cautious when entering the market.
中信銀行(601998.SH)上半年歸母淨利升13.66%至290.31億元 不良指標實現“雙降”
格隆匯 08-25 17:29

格隆匯8月25日丨中信銀行(601998.SH)披露2021年半年度報吿。報吿期內,面對複雜多變的內外部形勢,集團堅決貫徹落實黨中央、國務院決策部署和監管要求,以高質量可持續發展為主線,全力推動業務轉型增效,各項業務總體穩中有進,呈現良好的發展局面。

經營效益平穩增長,盈利結構進一步優化。報吿期內,集團實現營業收入1,055.92億元,同比增長3.51%,增速較一季度提升2.72個百分點;其中實現利息淨收入740.82億元,同比增長0.21%;實現非利息淨收入315.10億元,同比增長12.18%,非利息淨收入佔比29.84%,同比提升2.31個百分點。受益於營業收入增長及資產質量向好,集團實現歸屬於該行股東的淨利潤290.31億元,同比增長13.66%,增速達到近年來較好水平。

資產質量持續向好,不良指標實現“雙降”。截至報吿期末,集團不良貸款餘額706.82億元,比上年末減少27.70億元,下降3.77%,比一季度末減少8.47億元;不良貸款率1.50%,比上年末下降0.14個百分點,比一季度末下降0.04個百分點,在一季度基礎上進一步“雙降”;撥備覆蓋率189.37%,比上年末上升17.69個百分點;貸款撥備率2.84%,比上年末上升0.02個百分點。

業務規模穩步增長,服務實體經濟質效提升。截至報吿期末,集團資產總額78,163.29億元,比上年末增長4.06%;貸款及墊款總額(不含應計利息)47,086.21億元,比上年末增長5.26%;客户存款總額(不含應計利息)46,656.31億元,比上年末增長3.03%。報吿期內,集團積極貫徹落實國家宏觀政策,加大重點領域信貸支持力度,綠色信貸、戰略新興產業、普惠金融、涉農等各類貸款均呈現良好增長態勢。

Follow us
Find us on Facebook, Twitter , Instagram, and YouTube or frequent updates on all things investing.Have a financial topic you would like to discuss? Head over to the uSMART Community to share your thoughts and insights about the market! Click the picture below to download and explore uSMART app!
Disclaimers
uSmart Securities Limited (“uSmart”) is based on its internal research and public third party information in preparation of this article. Although uSmart uses its best endeavours to ensure the content of this article is accurate, uSmart does not guarantee the accuracy, timeliness or completeness of the information of this article and is not responsible for any views/opinions/comments in this article. Opinions, forecasts and estimations reflect uSmart’s assessment as of the date of this article and are subject to change. uSmart has no obligation to notify you or anyone of any such changes. You must make independent analysis and judgment on any matters involved in this article. uSmart and any directors, officers, employees or agents of uSmart will not be liable for any loss or damage suffered by any person in reliance on any representation or omission in the content of this article. The content of the article is for reference only and does not constitute any offer, solicitation, recommendation, opinion or guarantee of any securities, virtual assets, financial products or instruments. Regulatory authorities may restrict the trading of virtual asset-related ETFs to only investors who meet specified requirements. Any calculations or images in the article are for illustrative purposes only.
Investment involves risks and the value and income from securities may rise or fall. Past performance is not indicative of future performance. Please carefully consider your personal risk tolerance, and consult independent professional advice if necessary.
uSMART
Wealth Growth Made Easy
Open Account