工商銀行(01398.HK)一季度淨利升1.51%至862.97億元
格隆匯 4 月 29日丨工商銀行(01398.HK)披露2021年第一季度報吿，報吿期內，實現淨利潤862.97億元，同比增長1.51%。年化平均總資產回報率為1.02%。年化加權平均權益回報率為12.65%。
營業收入2,141.20億元，同比增長3.85%。利息淨收入1,666.01億元，同比增長3.51%。年化淨利息收益率2.14%。非利息收入475.19億元，同比增長5.05%，其中手續費及佣金淨收入411.64億元，同比增長1.35%。營業費用(不含税金及附加)412.93億元，同比增長8.94%。成本收入比19.28%。
報吿期末，總資產343,675.49億元，比上年末增加10,224.91億元，增長3.07%。客户貸款及墊款總額(不含應計利息)194,824.10億元，比上年末增加8,581.02億元，增長4.61%，其中境內分行人民幣貸款增加7,122.58億元，增長4.24%。從結構上看，公司類貸款118,198.56億元，個人貸款73,622.28億元，票據貼現3,003.26億元。投資87,167.55億元，比上年末增加1,256.16億元，增長1.46%。
總負債313,733.17億元，比上年末增加9,377.74億元，增長3.08%。客户存款259,443.33億元，比上年末增加8,096.07億元，增長3.22%。從結構上看，定期存款126,762.13億元，活期存款127,491.45億元，其他存款2,343.72億元，應計利息2,846.03億元。
股東權益合計29,942.32億元，比上年末增加847.17億元，增長2.91%。
按照貸款質量五級分類，不良貸款餘額3,070.43億元，比上年末增加130.65億元；不良貸款率1.58%，與上年末持平；撥備覆蓋率183.22%，比上年末提高2.54個百分點。
核心一級資本充足率13.29%，一級資本充足率14.36%，資本充足率17.01%1，均滿足監管要求。
Follow us
Find us on
Facebook,
Twitter ,
Instagram, and
YouTube or frequent updates on all things investing.Have a financial topic you would like to discuss? Head over to the
uSMART Community to share your thoughts and insights about the market! Click the picture below to download and explore uSMART app！
Disclaimers
uSmart Securities Limited (“uSmart”) is based on its internal research and public third party information in preparation of this article. Although uSmart uses its best endeavours to ensure the content of this article is accurate, uSmart does not guarantee the accuracy, timeliness or completeness of the information of this article and is not responsible for any views/opinions/comments in this article. Opinions, forecasts and estimations reflect uSmart’s assessment as of the date of this article and are subject to change. uSmart has no obligation to notify you or anyone of any such changes. You must make independent analysis and judgment on any matters involved in this article. uSmart and any directors, officers, employees or agents of uSmart will not be liable for any loss or damage suffered by any person in reliance on any representation or omission in the content of this article. The content of the article is for reference only and does not constitute any offer, solicitation, recommendation, opinion or guarantee of any securities, virtual assets, financial products or instruments. Regulatory authorities may restrict the trading of virtual asset-related ETFs to only investors who meet specified requirements. Any calculations or images in the article are for illustrative purposes only.
Investment involves risks and the value and income from securities may rise or fall. Past performance is not indicative of future performance. Please carefully consider your personal risk tolerance, and consult independent professional advice if necessary.
