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中銀香港(02388.HK)一季提取減值準備前淨經營收入按季回升16.3% 按年減少9.8%
格隆匯 04-29 16:38

格隆匯4月29日丨中銀香港(02388.HK)公吿,2021年第一季度,集團提取減值準備前的淨經營收入按季回升16.3%,按年減少9.8%。市場利率持續走低,計入外匯掉期合約的資金收入或成後的淨息差按季收窄5個基點至1.11%,淨利息收入按季下降1.8%,按年則下降22.0%。

受惠年初投資市場氣氛良好,淨手續費及佣金收入按季上升43.9%,按年上升30.3%。?客户存、貸款平穩發展,調整認購新股活動影響後較2020年末分別增長2.3%及3.9%。

貸款質量保持穩定,調整認購新股活動影響後的特定分類或減值貸款比率穩定在0.25%。流動性覆蓋比率、穩定資金淨額比率和資比率均處於穩健水平。

截至2021年3月31日,集團資產總額達港幣33,499.72億元,較2020年末上升0.9%。客户存款總額為港幣22,781.78億元,較2020年末上升4.3%。客户貸款總額較2020年末增長4.5%至港幣15,648.05億元。

若調整認購新股活動相關影響,客户存款增長2.3%,主要來自支儲存款,調整認購新股活動影響後的支儲存款佔比為67.6%,較2020年末提升0.8個百分點,定期、短期及通知存款則相對平穩。若調整認購新股活動相關影響,客户貸款增長3.9%,在香港使用貸款及貿易融資均上升,在香港以外使用貸款則相對平穩。

集團的資產質量保持穩定,特定分類或減值貸款比率為0.25%。流動性覆蓋比率、穩定資金淨額比率和資比率均處於穩健水平。

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