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巴曙松:银行业正面对数字货币体系构建及安全等挑战
阿思达克 04-16 09:25
港交所(00388.HK)首席中国经济学家巴曙松表示,数据资产的特殊性及转型中数据特徵的变化,使银行在数据资产管理上面临不小挑战,当前银行业正面临如何将海量数据资源转化为有价值的资产、做好管理同时挖掘数据资产价值,以及推动市场良性发展等重要挑战。

他指出,数字化转型背景下,银行业务向全面线上化发展,数据规模随之呈现几何级增长,规模激增,结构更为复杂,并呈零散式分布,若缺乏统一管控,可能影响整体质量,分析及应用效果会大打折扣。

巴曙松又指,数字化转型过程中,银行自身安全治理能力和开放经营模式是数据安全问题增加的来源,银行应建立结构健全、权责清晰的数据资产管理架构,搭建完整的数据资产管理体系,积极利用技术创新赋能数据资产管理,强化数据资产安全保护和风险管理。

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