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建设银行(00939.HK)料今年净息差於合理区间维持
阿思达克 03-29 18:03
建设银行(00939.HK)行长王江於记者会上表示,去年净息差受压主要由於低利率及低经济增长环境,加上该行支持实体经济而减银行收费,利率下行及推动LPR等因素,致贷款息差收窄,同时存款利率因市场竞争而提升,虽发债成本下降有利息差,惟整体净息差仍收窄。

他预计,今年建行净息差仍将於合理区间维持,惟料贷款利率将平稳,存款利率料将上扬。

该行首席风险官靳彦民表示,该行去年重点支持实体经济,对公投放贷款中51%为基建领域。另外亦增加对制造业贷款及绿色贷款,小微企及普惠金融贷款持续增长。

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