中信銀行(601998.SH):2020年度淨利升2.01%至489.8億元 擬10派2.54元
格隆匯3月25日丨中信銀行(601998.SH)公佈2020年年度報吿,報吿期內,集團實現營業收入1947.31億元,較上年增長3.81%;其中實現利息淨收入1505.15億元,較上年增長2.44%;實現非利息淨收入442.16億元,較上年增長8.75%;實現撥備前利潤1408.46億元,較上年增長5.27%。歸屬於公司股東淨利潤489.80億元,較上年增長2.01%。擬10派2.54元。
截至報吿期末,集團不良貸款餘額734.52億元,較上年末增加73.35億元,增長11.09%;不良貸款率1.64%,較上年末下降0.01個百分點;逾期60天以上貸款與不良貸款比例為80.46%,較上年末下降3.90個百分點;撥備覆蓋率171.68%,較上年末下降3.57個百分點;貸款撥備率2.82%,較上年末下降0.08個百分點。
截至報吿期末,集團資產總額75,111.61億元,較上年末增長11.27%;貸款及墊款總額(不含應計利息)44,733.07億元,較上年末增長11.89%;客户存款總額(不含應計利息)45,283.99億元,較上年末增長12.12%。
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