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《大行報告》瑞信下調財險(02328.HK)目標價至6.1元 評級「中性」
阿思達克 03-25 09:47
瑞信發表報告指,中國財險(02328.HK)業績符合預期,承保利潤按年上升31%,主要來自汽車保險帶動,預期汽車保險今年保費收入錄低雙位數跌幅,因改革導致保費下降,估計汽車綜合成本率為97至98%,指前景仍然不明朗。

該行指中國財險於信用保險方面錄承保虧損51億元人民幣,去年下半年保費錄92%跌幅,預期在改善風險管理下,今年新政策的影響有限。

該行升中國財險2021至2022年每股盈利預期各16及9%,以反映去年表現以及儲備為盈利提供緩沖,目標價由6.4元降至6.1元,維持「中性」評級。

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