报道指人行不满蚂蚁集团未充分向当局提交客户信贷数据
英国《金融时报》引述消息人士指,人行不满阿里巴巴(09988.HK)旗下蚂蚁集团,仅向当局提供一小部份用户数据,提交资料的详细及频密程度不足。蚂蚁集团曾向当局承诺,将向中央政府资料库提交其5亿货款客户的个人资料,包括个人身份、每月贷款额及还款状况等,以供当局就个人信贷评级作分析之用。
报道指蚂蚁集团解释资料提交不足是由於私隐条例,指现行条例下向当局提交客户个人资料,须先获得客户本人同意。人行正要求机构寻求方法,如要求客户同意分享其个人资料才可以使用相关金融服务,惟报道引述蚂蚁集团前员工表示,公司认为相关做法将会吓退客户。
报道并引述知情人士指,蚂蚁集团正逐步增加向当局提交的资料,包括旗下「借呗」及「花呗」客户信贷料。其中蚂蚁集团最早自2018年向当局提供「借呗」部份交易数据,於其新股上市计划受阻後,亦开始提供「花呗」数据。
蚂蚁集团及人行皆拒就报道内容作评论。
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