恒生银行(00011.HK):派息受多项因素影响 香港监管机构曾提醒该行保留资本应对环境转变
恒生银行(00011.HK)宣布派第四次中期股息2.8元,2020年每股派息合共为5.5元,较2019年派每股8.2元减少。副董事长兼行政总裁郑慧敏在发布会上表示,2020年的派息比率实际上与2019年相若,而派息多少受到多项因素影响,主要是考虑盈利能力、监管机构的指引及要求、公司的未来计划及市场前景等。她坦言,去年是较为奇怪的一年,很多事情都不能以常规去判断,乐见香港监管机构不如其他地方的监管机监般要求银行不派息,但有提醒该行保留资本以应对环境转差。
截至去年12月31日止,该行香港及其他地方的全职员工人数录7,925人,较2019年同期减少704人。郑慧敏解释,这主要是自然流失所致,而由於去年环境较困难,加上该行在自动化及科技方面做了多项工作,因此没有立即填补相关的员工数字,会视乎今年的经济情况,若市道转好的话,不同的业务领域,例如财富管理等方面都希望能增加人手,强调暂时没有裁员的计划。
在2020年,该行的净息差下跌40个基点至1.59%。财务总监梁永乐指出,去年第三及第四季的净息差表现基本持平,分别为1.51%及1.52%。他认为,息口再下行的空间不大,相信净息差会在窄幅徘徊。
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