報道指東亞(00023.HK)收緊按息掛鉤存款上限
本地傳媒報道,東亞銀行(00023.HK)本周初發信通知新舊客戶,自7月2日起,按息掛鉤的高息存款(Mortgage-Link)戶口除限貸款餘額的50%外,加設最多200萬元的存款上限,以較低者為準。這意味按揭客戶即使有餘錢存入Mortgage-Link戶口,就算存款沒有超過貸款餘額的50%,但超過200萬元的部分會將會變為零息。
Mortgage Link是一個儲蓄戶口。業主如果用Mortgage Link戶口的存款來供按揭,可享有特惠存款利率,與按揭貸款利率相同,抵銷供樓利息開支。
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