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支付“鏈”上產業 匯付天下(01806.HK)金融科技中台助力行業數字化升級
格隆匯 12-11 16:30

來源:格隆匯

身處瞬息萬變的數字化時代,技術的迭代突飛猛進,改變着我們的生活方式和生產方式。中小企業對於產業鏈數字化改造的需求從未如當下這般旺盛而迫切,支付行業由此也迎來了新一輪發展機遇,但傳統的服務模式已經無法滿足企業快速轉型的需求。

作為國內領先的支付科技公司,匯付天下(01806.HK)以企業需求為出發點,通過產業鏈支付解決方案“企賬通”,深度貼合業務場景,以金融科技中台能力賦能產業,用創新思維和領先技術“鏈”接產業鏈數字化轉型升級。

數字化時代的產業鏈新生態

根據《數字中國建設發展報告》顯示,近年來我國數字經濟規模已經位居全球第二,高達27.2萬億元,同比增長20.3%,佔GDP的比重達到32.9%。由此可見,推進數字化轉型已經成為企業的共同選擇。

尤其在To B端,在數字化轉型變革的大背景下,產業電商平台的市場規模已達到十萬億級,且細分領域眾多。據不完全統計,當前我國大宗商品、服紡、農業、醫藥、快消等垂直電商網站就有4000餘家,交易規模超過19萬億元。

但對於產業鏈上下游的支付場景而言,交易結算流程複雜,資金清算週期宂長等問題凸顯,轉型中的企業急需合規、安全、靈活的綜合解決方案。

匯付天下企賬通由此應運而生。該產品於2018年重磅推出,致力於為垂直電商、物流、供應鏈、航旅等領域,“量身定製”一整套支付與金融服務解決方案。

助力產業構建“金融科技中台”能力

匯付天下企賬通以賬户切入場景,以賬户鏈接產業,助力產業鏈構建和提升“金融科技中台”能力。合作企業通過企賬通,可以擁有多層級賬户體系,實現在線開户、賬户分類管理及多種資金管理方式;同時解決企業“資金流、信息流、票據流”的三流合一,實現交易過程中業務和財務報表的統一;此外,匯付天下通過對接多家銀行及第三方保理公司,為合作企業提供餘額理財、消費分期、金融保理及供應鏈金融等增值服務。

不僅為合作企業提供了金融級的賬户服務能力,企賬通還依託匯付天下深耕支付十餘年的積澱與經驗,通過聚合支付、支付多元化封裝、高效靈活結算等支付能力,改善行業資金流轉效率,保障合作企業支付資金的合規、安全與靈活。

支付上鍊 積極探索區塊鏈應用

除此之外,匯付天下也在積極探索引入人工智能、區塊鏈等最新技術,打破產業鏈信息孤島現象,降低產業鏈融資成本。

目前,匯付天下企賬通正與業內領先的專注於醫藥產業服務的GPO藥品集採平台,探索試點交易信息上鍊、電子合同上鍊、藥品運輸物流信息上鍊以及藥品生產信息上鍊等應用方案。藉助區塊鏈技術的優勢,助力醫藥產業提升交易的透明度、智能化,完善“數字化+量化集中採購”的全場景平台化建設。

未來匯付天下還將持續通過領先的科技和卓越的運營,不斷革新技術和服務模式,連接更多專業領域的服務提供商,向各行各業開放支付和金融科技中台能力,共同實現價值維度的多元化。

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