The guidance of deposit document for Online Certification Service and Face to Face account opening
Deposit method Ⅰ. The guidance of Customer deposit related document for Online Certification Service, IAMsmart and offline Face-to-face account opening
| Beneficiary Bank (uSMART) | Remittance Bank (Client) |
Remittance Voucher | Bank Certificate | Requirement of Remittance Voucher | Requirement of Bank Certificate | |||
| Currency | Currency | |||||||
| HKD | USD | HKD | USD | |||||
| 1 | HSBC | HSBC | √ | √ | × | √ | Transferring HKD: ①the recipient's account number；②the transaction amount； | It need to be shown including ①the bank name； ②remittance account number； ③ remittancer name in the same page of the relevant bank proof |
| Transferring USD：①the remitter's account number；②the recipient's account number；③the transaction amount；④display the remittance reference number； | ||||||||
| 2 | non-HSBC Bank | √ | √ | × | × | Transferring HKD and USD: ①the remitter's account number；②the recipient's account number；③the transaction amount； | ||
| If the remittance involves currency exchange, the client will need to provide a transaction record and bank statement | ||||||||
| 3 | BOC | BOC | √ | √ | FPS: × | √ | Bank of China Hong Kong interbank transfer, and through the FPS method, no remittance receipt is required. | |
| E-banking : √ | Transferring HKD and USD: ①the remitter's account number；②the recipient's account number；③the transaction amount； | |||||||
| 4 | non-BOC Bank | √ | √ | × | × | Transferring HKD and USD: ①the remitter's account number；②the recipient's account number；③the transaction amount； | ||
| 5 | CITIC | CITIC | √ | √ | √ | √ | Transferring HKD: ①the remitter's account number；②the recipient's account number；③the transaction amount； Transferring USD：in addition to the above document, also needs to display the remittance reference number starting with OCH； |
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| 6 | NON-CITIC Bank | √ | √ | × | √ | Transferring HKD: ①the recipient's account number；②the transaction amount； | ||
| Transferring USD: ①the remitter's account number；②the recipient's account number；③the transaction amount； | ||||||||
| 7 | ICBC | ICBC | √ | √ | × | × | No proof of remittance is required. | |
| 8 | non-ICBC Bank | √ | √ | × | × | |||
| 9 | CCB | CCB | √ | √ | × | × | No proof of remittance is required. | |
| 10 | non-CCB Bank | √ | √ | × | × | Transferring HKD and USD: ①the remitter's account number；②the recipient's account number；③the transaction amount； | ||
Please note: 1. Whether you need to provide remittance voucher and bank account certificate is subject to the amount received by uSmart's receiving bank. Please refer to the above tips to submit relevant proof. If additional proof is required, we will contact you as soon as possible.
2. If you upload the bank certificate to the [bank certificate] section of uSmart APP, you do not need to provide it again for subsequent deposits.Otherwise, you need to upload bank certificate everytime on the deposit proof section.
3. Types of bank certificate: bank account opening certificate, bank card image, deposit/withdrawal notice, bank statement, online banking video recording, online banking page display screenshot, successful remittance screenshot with complete account number and name, etc.
4. Please select the correct "uSMART recipient's bank account" according to your remittance, which will help your deposit request to be processed faster.
