招商銀行(600036.SH)一季度淨利潤升15.18%至320.15億元
格隆匯 4 月 23日丨招商銀行(600036.SH)發佈2021年第一季度報吿,實現營業收入847.51億元,同比增長10.64%;歸屬於本行股東的淨利潤320.15億元,同比增長15.18%;扣除非經常性損益後歸屬於本行股東的淨利潤318.86億元,同比增長14.22%;基本每股收益1.27元。
2021年1-3月,集團實現淨利息收入495.24億元,同比增長8.23%,在營業收入中佔比58.43%。2021年1-3月本集團淨利差2.44%,淨利息收益率2.52%,同比分別下降2個和4個基點,環比分別上升13個和11個基點。
2021年1-3月,集團實現非利息淨收入352.27億元,同比增長14.20%,在營業收入中佔比41.57%,同比上升1.30個百分點。非利息淨收入中,淨手續費及佣金收入272.02億元,同比增長23.30%,在營業收入中佔比32.10%,同比上升3.30個百分點;其他淨收入80.25億元,同比減少8.66%,主要是上年同期市場利率有所下行,金融工具的投資收益表現較好。
截至2021年3月末,集團不良貸款餘額540.57億元,較上年末增加4.42億元;不良貸款率1.02%,較上年末下降0.05個百分點;撥備覆蓋率438.88%,較上年末上升1.20個百分點;貸款撥備率4.47%,較上年末下降0.20個百分點。
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