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創興銀行(01111.HK)年度純利跌22.13%至14.80億港元 末期息0.23港元
格隆匯 03-04 16:37

格隆匯3月4日丨創興銀行(01111.HK)公佈年度業績,截至2020年12月31日止12個月,公司淨利息收入29.27億港元,同比減少10.22%;公司擁有人應占溢利14.80億港元,同比減少22.13%;減值準備後營業溢利17.25億港元,同比減少23.28%;每股盈利1.34港元,末期股息為每股0.23港元。

公吿稱,年內綜合溢利下降主要由於淨利息收入減少和金融資產減值準備增加。

期內,淨利息收入為29.27億港元,較2019年同期減少10.22%。主要受大幅降息政策影響,導致市場利率水平急促下滑,該銀行2020年淨息差為1.34%,較2019年下降28個基點。

淨費用及佣金收入增長33.37%至4.34億港元,主要由於證券買賣、財富管理及貸款相關業務之費用收入增加。

外匯及其他財資客户業務則保持穩定。淨買賣及投資收入錄得2.58億港元收入,主要來自買賣收入、外匯資金掉期活動和客户外匯買賣之溢利。

此外,總資本比率為16.79%,一級資本比率為14.36%,而普通股權一級資本比率為11.27%。

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